If anyone knows good insurance brokers, that would be great.  

Yes, talk to your Insurance Co.

Quote from @Joe Steinheiser:Yes, builder risk insurance..

Honestly, that is all the insurance company needs to report the loss and raise your insurance next year.Good Investing...

However, after running the numbers accounting for insurance, PMI, taxes, vacancy, capX, property manager, etc. the property is estimated -1.85% cash on cash return (-$600/mo) once I fully rent the property.

Agents pay for insurance for these kind of things.

Every license comes with its own responsibilities, fees, and obligations—like insurance, NAR dues, and other costs—so it’s important to think carefully about your goals before jumping in.I have to respectfully disagree with Erik.

If you are really worried about liability, get a bunch of insurance policies like an extra umbrella or beefed-up property insurance. 

My properties are insured.

I am not as familiar with your area land wise although I suspect there are developments of lots there that do go.. title insurance is the other issue..