Alternatively, construction loans can provide staged funding for significant renovations but require more documentation.If you’re holding the property long-term, consider refinancing into a DSCR loan after renovations.

I do intend to stay close to home - but home provides only annual opportunities and I’m looking for year round possibilities with tax deed properties. 

Happy to connect and chat to provide further insight! 

I will provide an update when I hear back or have substantial resolution to my issues.

Any lender should be able to easily do a HELOC for you (provided your credit is OK), but a local credit union will likely give you the best deal. 

Here is a link that provides fantastic information on the turnkey investing option from BP. 

Feel free to share any specific questions or scenarios you’re working on—I’m sure the community here would be happy to provide insights.

Can provide all the benefits from a cash flow and tax perspective.

I just found out today that one of my tenants didn't pay rent and was sent a pay or quit notice but the notice provides them 30 days to pay or quit. 

This may provide low cash flow up front but it is a way of scaling if you are good at adding value and then trading up that value.