Write it up as a formal lease violation, giving them 30 days to remedy. 

It runs differently, and, if you are taking other people's money, you had better know exactly what you are doing.I'd recommend stepping up to some formal education. 

Perhaps I should focus my efforts south of the border. 

George Dube and Peter Cuttini both CPA that work together across both borders.

The Pros are that 1) he does not ding your credit by checking it, 2) he does not saddle you with the debt, 3) you build a relationship with him on paying on time, so that he may wish to sell the property to you at a later date, formally where you take out a loan.

She sent a "formal request" for her money claiming that I didn't spend 6 hours.  

I’m pre qualified @70K based on income and OT, but I don’t think I have formal preapproval.

The fact that you declined someone is a risk by iteself, legidimatly or not - if you never formally decline anyone, you eliminate the risk.

@Craig DiSanto, if I'm choosing who to close with I always opt for Borders and Borders. 

Refunding the application fee also helps to avoid push back or even worse, a formal complaint based on real, perceived, or imagined discrimination.