Looks like there will be some grants and loans to assist SFR and duplex owners only in the form of a lein on your property.

One powerful tool that can help investors secure better loan terms is asset utilization—especially when the DSCR (Debt-Service Coverage Ratio) is under 1.🔹 How It Works:If your rental income falls short of covering your mortgage (PITI), you can use liquid assets to supplement your income.

Structuring Financing for Volume-Based InvestingTraditional financing methods like hard money loans work well for single properties but can be less efficient when you're scaling up.

I've managed to secure the loan for the new house without having to sell the old house first.

We approached the existing lender for a loan assumption.

What really matters is how long you think you will have this loan. 

Hard Money Loan and HELOC on my own house.

Most agency loans will expressly forbid such an arrangement, so if they found out, the odds of having the loan called would be very high. 

Personal loan for renovations How did you add value to the deal?

I am looking at different loan options but to break even (not having to put any money of my own in the house after the initial down payment) the current down payment required is that much.