Armed with $45k, explore opportunities judiciously, diversifying strategies for optimal returns.

For example, travel nurses and digital nomads are typically looking for very different property types than a family relocating to an area.

Rates are lower and the products available (30 year I/O, 40 YR AM, ARM) are usually more diverse.

As I keeping getting deep into it, I dig it.

There was an older gentleman who had bought a lot of land back in the 70s when inflation was double digits and no one wanted to buy anything.

If you're aiming for a double-digit return, Tulum might not be the ideal market for your investment.

Optimized doesn't just mean your digital environment, but all the basics like making sure the rooms look photogenic and have an Instagrammable moment, having backups off all bedding and replaceable items so your property always looks like the pictures, setting up strategic partnerships with local businesses, tour guides, etc...As far as management - make sure to have a handful of cleaners and contractors on good terms. 

For large managers this may not be an interesting route but for those wanting to benefit from the royalties from the secondary market trading, its an interesting route for sure I wrote Digital Melting to educate the masses. 

He offers partners mid-single digit returns after everything is done and counted properly.

This can reduce the required down payment, often increase the allowable seller concession from 2 or 3% to 6% and lower the rate of interest, as well as expanding the types of mortgages eligible (in the case of ARM's, 40 year amortization, interest only or even 40 year interest only!?)