Life is all about income, wealth is only a tool.

I would rather not get into details, as there seems to be a culture of no hear,speak,see.

It is also a cultural center, with concerts all the time it seems.

Some suburbs are wealthy, some middle class, some very poor.

I am also into a new one now called something like Becoming Wealthy Investing in One House at a Time by Schaub.

So through my initial contact with the culture of Real Estate Investing, I wanted to find a way to get motivated sellers!

Great alternative for wealthy relatives….· Any person may pledge assets on behalf of borrower· Refinances – instead of liquidating assets to pay down the mortgage so you can refinance, pledge assets instead.· Complete flexibility to trade the assets…the borrower can continue to buy and sell stocks within the asset portfolio….· Assets may remain at borrower’s own financial institution (BofI Lending would be added as a creditor/beneficiary) or they may be deposited into BOFI Federal Bank.· Available on all scenarios; all products, occupancy types, property types, Interest Only, etc., and may be used in conjunction with Asset Depletion.· 10% down with no Mortgage Insurance and loan amounts up to $5,000,000 or more….· No charge to lock - $250 admin fee is the only cost of this program.· Compensation is paid out based on the higher loan amount Sample scenario of a loan · Transaction Type: Purchase· Purchase Price: $2,500,000· Loan Amount: $2,000,000· Property Type: SFR· Assets: $2,000,000· LTV: 50%· Effective LTV: 80% (with pledge)

Baltimore City is tenant friendly and has a culture of not paying rent.

1) Get preapproved (contact a bank or loan broker)2) Tell them you will refer your friends, and your husband's wealthy work colleagues if they do a good job for you.3) Newer agents tent to be "hungrier" for new business/connections.

And of course my first goal with RE investing is to work for myself and stop making someone else wealthy, I would much rather expend that energy making MYSELF wealthy!