What I was simply saying is that I would not want to risk “everything” by having a bank (that had given me a loan) have my LLC and it's assets as collateral….

There are numerous banks that will finance using the land as collateral.

Hey guys,So recently I had the winning bid on a hud home, the home was a little out of my budget but I could afford to buy it, I would have just needed to make a loan for the rehab materials using the property as collateral.

I just need a comprehensive plan. 1)Traditional savings methods such as Treasuries, saving accounts, term deposits don't offer good returns. 2) Fix/Flip don't have enough potential to reach my goals and its not passive. 3) I've researched companies like Prosper and Lending Club but their stats and no-collateral is discouraging. 4) I like the idea of owning a large multi-family complex debt free.

I learned about subordination of collateral recently and would like to explore that a bit, but I have not wrapped my head aroud it quite yet.Any outside the box ideas, are appreciated!

Sounds like private lending where you really vet the borrower and collateral might be right for you.

With your car it is essentially a personal loan using your car as collateral, a refinance of the car.

Collateral substitution rights?

I then bought another house in Schenectady that I borrowed $ 50,000 from the same bank on my second house I fixed up the third house and have since rented it out.However now my bank says they can't lend me on the third house as collateral all three are rented net monthly rents are $ 2075.00 two mortgages are less that $400.00 per month They gave two reasons 1] the 3rd property was out of their area . 2] they have introduced new lending standards and the fact that my credit has been bad inside the last two years means they cannot lend to me.Has anyone run into issues like this?

Is the actual property (being bought) the only collateral required for a hard money loan?