The deals I bring from clients are combination of off market and on market but most of the deal I bring happen becuase I am well know in the multi family community. 

I think there are two maybe 3 ways to look at this in my mind.  1) you go into it and bring it all up to modern standards but using that old charm to basically take what is there bring it up to modern standards and rent it out essentially I'm thinking cocktail bar or something trendy like that.2) most banks are on really good centrally located real estate if this is true, then I'd consider it for the dirt, plan to scrape the lot and go vertical with whatever the highest and best use is.3) a kind of combo of the two, if the lot is in a good location and its doable, pull the vaults or other "character pieces" out of the building, scrape the lot, and build whatever is best suited for the site there, but incorporate those historical pieces into the final designs.Is the site near a major retail area? 

Any other recommendation to ensurebthat umrella insurance is full proof and that it actually works and they dont bring that one disclaimer if and when it comes for actually paying for the insurance claim,  if ever.

Try using the BiggerPockets "Market finder" and see where that brings you and then just talk with agents in the market you pick and narrow down these options by relying on market local contacts to guide you.

Two recent clients purchased properties with less than $250K down in New Hyde Park and Lynbrook.One property has a detached garage to bring in additional income and the other has a 1-bedroom ADU.Both deals cashflow.These aren't easy to find in a seller's market but they're out there. 

For brokers, it is a numbers game and most of them want to consistently bring on new agents.You may have to meet with multiple brokers to decide which is the best fit for you.All the best!

I played collegiate football at Montana State, where I learned the value of discipline, teamwork, and persistence—skills that I now bring to my journey in real estate.

Being held, and renter is paying our PM enough to bring cash flow.

Being held, and renter is paying our PM enough to bring cash flow.

I’m trying to buy with as little money down as I reasonably can with enough to use towards bringing down that interest rate and keep cash reserves.