First things first: Before diving into any market, talk to a lender to understand your financing options and get pre-approved.

ADUs will be legal, by-right, state-wide starting in February.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

@Roberto Kattan- 1) locate a realtor for the  Roch rea thats   familair with  invesment props  ...they can  help immensely    2)  if you will need  to use  financing - make sure ou are  fully pre approved  

They're good to have open access to capital/cash/equity to a property ahead of time so you can execute a deal or purchase when the time comes on a split second decision (versus having to apply to a loan at that time which might take 20-45 days to get approved/closed/etc plus by that time you dont know what your future income/credit/assets will be like in order to qualify anyway).The second use is sleep at night factor and having a reserve of capital in the event an emergency event occurs in life.For these two reasons is why I use lines of credit.

Post in her local communities legal section.  

you choose one pay for it and they provide them.What I found out is they just send over the plans with no updates to current codes so we submit then and get check sheets sometimes 3 or 4 and takes 90 days to get approved instead of them understanding the new codes updating the plans before giving them to us.And to be fair to the architect we can send in the same plans and depends on which examiner gets them some will fly through others come back with check sheets that an examiner frustration issue.

However, since then no action has been taken and the management company emailed me on October 5 stating that it is not their responsibility to deal with this and " The board will have to approve for this to happen"I then requested them to provide me with the contact details for the HOA board of directors.

I think they just get NV corps for tax purposes maybe but they are not legal... and many are out right scammers..  

However, if the engineer is assuming a larger role (for example, project management, approvals, etc.), the 33% could be justified.