Try to make appointments with underwriters and work with them directly (I think you can still do that - can you still do that?).  

Like every day I am rotating listings, taking calls/texts/emails, making showing appointments.  

No one in REI appointed you to be the statistic guru.Ad Hominem arguments?

right now I drive an old car. 1999, It was my first beater .Right now I'm saving to get enough money to put into my business / save enough to get a hard money lender and do a deal....Even though people say they don't judge , I'm curious how much of an effect a car has on a listing appointment . 

Make an offer with a delayed settlement, subject to assignment.....Make an appointment to look at the house, understand second stage negotiating....Do you have the cash?

If you want help setting up an appointment at Keller Williams I'm happy to help make the connection.

I'd be opening a business with moderate traffic and regular scheduled appointments (think barbershop, salon, etc)In my opinion the lender doesn't need to know about any future business plans or exactly what the renovation funds will be used for other than the fact that i will be renovating the property with that money and it is going to be my primary residence.

I never schedule appointments.

Be on time or slightly early for appointments.  

Excluded from these requirements are sales of property with 1-4 dwelling units that has never been inhabited, sales exempt from real estate transfer fee, and sales by certain court-appointed fiduciaries (for example, personal representatives who have never occupied the Property).