I'd recommend targeting the agents that have done most of the sales in the locations you are interested in, they will know the good areas vs bad areas.

High rent growth areas are likely to achieve positive cash flow quicker than low rent growth areas.  5 years for cash flow seems reasonable in many markets.  

Why are they selling if it's achieving one-percent rule? 

What is the amount you are expecting to start with and the geographic target area.

How long can you do that to achieve your results?

I’ve heard many discussions in which crypto supporters have been asked exactly what economic role crypto can play that isn’t more easily and cheaply achieved through other means — debit cards, Venmo, etc.

My goals would be to increase monthly cash flow and have more access to the property's equity for things like Cap Ex, etc....Here's a blurb from a lender's website:"By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan""Designed after popular programs around the world, the All In One First Lien HELOC is the nation’s first transactional offset type-mortgage program.Home financing and banking combined:Deposits lower your loan’s principalFunds remain available for expensesInterest is calculated on the average daily balanceThis lowers the monthly interest paymentsTens of thousands of dollars can be saved over the life of the loanMortgage freedom can be achieved in half the time or less

In the recent times it was easy to forget this when many/most syndications were achieving 20%+ annual returns.  

But you have to grow into that.Add any more to the list in your responses.If you're looking to quit your job and achieve financial independence, real estate investing can be a great way to get there, even in your 20s.

If it was me, I would pay off the proeprty because its at 6% + rate which for a stock to achieve that with taxes I would need 9-10% so for me I would not take the risk of the market and just pay off the home.