If you're going to put it in the next deal or stick it in the bank to show a stronger financial position to the banks, then I would take every penny I could out.If you're going to use it to go on vacation or buy some "toys", then I would pass.

Our house looked immaculate every day of those decades (minus the toy mess, of course).

I make a decent living (low six figures) have a house, kids, cars and toys.

I'm toying with the idea of hiring VA to search hud and other auction type websites to run an analysis for me and deliver the best 30 a week for me to possibly write offers on instead of me looking through 300 a week (which I usually burn out from quickly) but searching through the VAs, I dont really see that skill set written about.

If you have high bills then you need to cut things out cable, fancy clothes, toys, etc.Go down to the bare bones and live well below your means and then as you experience success start adding things back in slowly but still live a modest lifestyle compared to your income and invest the rest.The goal is to eventually have so much money then you live a very nice lifestyle but it still only represents a fraction of your wealth and each year it grows bigger and bigger.Most just spend all the money they make and have hardly anything to show for it.

I've always toyed with them, but found the one that came with my personal residence when we bought it wasn't very good.

If so, I've toyed with this idea but can't seem to answer some of the concerns and questions that keep popping in my head, and therefore would likely arise with the owner.

Sell some toys, get a home depot credit card and put all your materials on there.

A lot of money from firsts went to toys, too.

The semi-deranged gun-nuts that scare you already had time to get all the toys you fear.