A lender, "how about interest rates, wow."

That is an impressive rate!

The rating systems for short-term rentals has lost all validity.

That is the best option if you are truly trying to help a family member.you cannot get control of the mortgage, you can do sub2 but you are not in control, the bank could call it due if they see the property transfers title.The other way is for you to buy it from them at market rate, then rent it back to them at market rate.

One your loans will be a higher interest rate, next you will have annual filings, the cost of a registered agent every year, and items like that. 

For crowdsource investments on Republic, StartEngine, etc there's a great resource called Kingscrowd that reviews each investment offering and gives details and ratings on the team behind the project.

Or a personal loan if interest rates aren't cost prohibitive?

. $2,000 is about the going rate in my market.2.

@Jonathan Small government actions have led to an unprecedented 40% increase in the money supply, 50-year record inflation, record increase in interest rates, bank failures, credit tightening, CRE recession, housing affordability issues, mobility issues, inventory issues, and massive impacts to the world economies, every investment class, and our families, kids, and friends like never before. 

How about the interest rate - is there also a different rate for citizens and non-citizens?