Negotiate a 7 - 8% annualized interest only payment (paid quarterly) for the private money investor.

So it's a matter of focusing and acting which is my goal for the first quarter of this year.I would welcome anyone, particularly in my area, who wants to share the good, bad and the ugly to do so at any time.

In fact in some groups you are required to pass X amount of leads per quarter or you are kicked out or fined.

I'm not trying to be the salesman of the quarter, year or anything like that.

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My issue is, my monthly income is only about half my total income (the other half is split amongst quarterly bonuses.

I took them just to get in, the very next quarter I got the whole dang county.

I think it is a wise idea to get a traditional mortgage before rates increase as they are projected to in the first quarter of 2014.

If we refinish the floors we replace the quarter rounds.

Additional earnest money could be made say as $5,000 quarterly (initially 5 at the contract plus 4 more payments gives them 10% down....roughly).Payments are "paid out of closing" credited to the purchase price and non-refundable paid to you.To give the buyer a warm fuzzy feeling, give them the "first right of refusal" in the sale contract over the contract term.You can also put in the sale contract that it will be extended as necessary for lending requirements, say no more than 60 days, this gives them one year plus to ensure funds to close as any lending requirement to be met so long as they have a commitment.You need to tell your lender that you will be leasing the property as they will be getting a new policy from the agent.