These are also the banks that are more commonly relationship lenders and will allow your originations to out pace your balance sheet if you are consistently able to execute on the projects they fund for you.

If you can get your direct deposit moved against your heloc right away, and then you do not have to pay bills instantly, you are leaving your idol funds offsetting a 7.5-8.5% interest rate.

If first time home buyers are having a difficult time coming up with the funds for even the costs to play as a first time home buyer then are the non profits supposed to pay the buyers agent commission too? 

For the most part, they all can be created and funded next year, with a few exceptions.

There are sites out there like passive pockets as well as this site where you can find out a lot from people who have invested with that fund.

2: Could all the funds be better utilized in another deal based on the numbers you are seeing in your market?

I would like to invest in there funds below1.

He took a 401(k) loan to fund the down payment on a four-unit building in a rapidly appreciating neighborhood.

Quote from @Juan Ruben Cortez: I believe the funding fee is 0.5% of the remaining loan balance, plus maybe another $500 - $1,000 in lender fees. 

You need to save up the funds.