I will add that to your question of 10% or 20%, you need to ask yourself whether you need the cashflow or not. 10% down would leave some money with which to buy more properties.

You've earned $132,000 more by splitting your money and leveraging it.

But is that worth the money?

Notes are all about velocity of money - faster the money comes in the more valuable the note.

ask questions.also, you have to have money to invest. 

We do have to come up with 40-60% of the LTV through investor money!

. - We always recommend buying your first rental locally if possible and DIY managing to learn as much as possible before investing OOS.2) Lots of crooks and incompetents in the PMC world:( They both cost you money.- As already stated, you'll have a small portfolio.

The interest that it does accrue is money you don't lose, but rather it does go back into your investments. 

@Dallas Morioka why use your own money when you can do seller financing. 

Can you use the money and get a better return?