Recently bought a SFH (not in LLC) the price of rental insure has jumped significantly with State Farm, what are better options?

My job will be on the southside of Indianapolis, so for location wise that would be better, however obviously the north side seems to have more potential.

It's a lot of work upfront but once the team and systems are established it gets easier and as you get better you can expand to another city. 

Its like a short-sale, its better than a foreclosure but has downsides as well. 

You’d be better off spending $600-$900k+.

There may be some lenders that might be a little more "borrower friendly", but I haven't found them (nor do I have the time to look for them).You might be able get better terms if you "house hack" by getting an FHA loan, but I don't generally work with those loans.

We not only offered them a better comp package, but we offered them the opportunity to work for people who knew real estate investing as investors, not just as lenders. 

@Joseph Beilke, @Michael Baum, @Mike Lambert, and @Ian Fortney, First off, I'd like to say that investing in the United States in general creates a better return than in Costa Rica.  

Quit nickel and dime'ing it, put more money in better/bigger deals.

LTRs with long term conventional financing and standard management aren't really cash flowing anywhere right now. sure, there are lower cost markets that look better on paper, but there are costs associated with those supposedly cheap markets as well - deferred maintenance, more challenging tenant base, higher cost turnovers as a percentage of the rent.2. i wouldn't pick a random market thousands of miles away based solely on statistics or numbers.