The aforementioned parties continue to sell insurance with no care for the consequences that landlords endure as a result when making a claim.Do you really want to know how legitimate these companies are?

I really hope that things aren't that stupid but I am truly sorry if you had to endure that and I understand the exodus of landlords and people in general that don't feel like funding excessive welfare and why these policies passed by people with little to no common sense are failing out there.I would say like others have said about having a team of people established.

The common characteristics that I see are enduring ambition/work ethic, emotional resiliency, embracing change, accountability (ownership) and a willingness to help others and subvert your own personal goals to the goals of the organization. 

The tolerance they endured for the abysmal conditions on the streets & subways had gone completely.They have since befriended a large group of ex-NYC in FL, that they commiserate with, but no-one is planning on ever going back.

So far despite the hardships many are enduring I think we've been remarkably resilient.  

I buy value-add and they often have below market rents and so when their lease ends/if it has ended when I'm the new owner I put them on a month-to-month lease; I also don't raise to market right off the bat (personal choice).The reason for M2M is if they end up not being a good tenant I can give a 30-day notice or can offer them a new lease at a monthly rent that makes me endure their nonsense with a smile on my face. 

I knew myself and was willing to endure a risky first year where it was possible that even with no mortgages the expenses might exceed the rents, and I was prepared to cover that with my job income if necessary. 

Do you think your tenant should have to endure more than you?

In those places, it tends to make more financial sense to move into heavily shared housing, endure discomfort, and pay the minimum possible rent while saving up your money for your investments, especially if you find a way to live very near where you work in order to be able to minimize or eliminate transportation expenses, the second-largest expense of the American household.And then, there are most places, places not like the extremes in housing-cost cases that Steel Valley in Pennsylvania or Silicon Valley in California represent.

Having those types of tenants I have seen suck the life out of other landlords over time.I will take an easy 12% all day long versus a hard 16% return for a highly intensive asset.Sounds like for the next year you might have to endure having a job with this property until you can unload it.Do any of the surrounding property owners want it?