Hi Sharad, if you're looking to invest in small multifamilies and want cash flow, you're going to have to trade this off by the type of neighborhood that you'll be looking at.

But I’ll explore the groups that have more action/outcomes focus and go from there. 

For a fee of course which I believe to be 12% of rent.I am a new investor but I do have the ability to learn and take action.

Hey Sahara,Given your situation, there are a few immediate actions you can take:Continue Negotiating with PennyMac: Request an urgent escalation of your case.

This costs you nothing, and it will be your first real action step in the process. 

https://www.amazon.com/FLIP-Find-Sell-Houses-Profit/dp/0071486100If your unsure and your paying for the work to be done this book will give you a good general idea on what order to do things to save money and excess appointments from the same trade.

I also take pesos, gold, silver, cars, motorcycles, trade houses, airplanes, stocks, bonds.... etc... to piece a deal together and get paid!

Once you've done a little educating through a $10 book and some free podcasts (the good ones), the main driver of your success is consistent daily action.

You've taken action and this experience will grow you exponentially.

Buying in small towns can also limit you access to trades or they charge you more for the trip.