I provide short term rental furnishing and renovation finish list that includes paint colors, light fixtures, cabinets etc.

. $51k is about 17% of the portfolio and gains on the stock holdings are already 100-200% (long-term).

A well-designed space becomes a vacation destination in itself—one that holds its value and stays booked long-term.

Focusing on the best quality real estate will allow you secure more favorable financing terms, more likely to achieve favorable exits/refinances, more likely to attract the best capital partners.

@Scott VaethIf you live in part of the home and rent out rooms, you might be able to keep the lower 4% owner-occupied rate.Instead of a long-term rental that barely covers half the mortgage, could you do a rent-by-the-room model or target traveling professionals to increase cash flow?

Each option has its advantages and disadvantages.Finally, think critically about your long-term strategy.

We want to see equity, seasoning, a quality borrower, and good terms. 

These low interest rates make financing property purchases more affordable and appealing, enabling investors to secure favorable mortgage terms.2.

Deciding whether to sell or keep renting really depends on your long-term goals.

From what you’ve described, it sounds like you’re more focused on long-term appreciation and future benefits rather than immediate cash flow.