@Gabe Goudreau how big of a deal are we talking about here? 

The mortgage is $1400 and the house is worth $250k.I did tell him if it is okay for him,I could take up the mortgage and he says he would get back to me as he also as a brother and uncles to talk with.The house is close to my work place as well.Please, does anyone has a thought on this?

Creative Financing" can mean a lot of different things depending on who you're talking with. 

So we are talking about a 5 or 6 week process with no court supervision required. 

I have a vision of building and developing mobile home communities in upstate NY that are vertically integrated to allow future members to choose from a catalog of homes, have them installed, provide them with financing options, and make the process of selecting, buying, and living in the community very smooth.Since this is my first time doing this, I would love to chat with an experienced mobile home developer on the following items:Zoning - navigating the zoning process to allow the community to be allowedStart up costs - I am a finance person who would love to better understand start up costs - septic / electrical / water / pads / roads / etcOn Going Maint Costs - in building our business case, I want to build a conservative financial model to capture all re-occurring expenses - utilities, landscaping, capex, septic clean out, etc.I know this is a lot, but would greatly appreciate talking to someone who is an expert in this asset class!

I believe that I have talked to you in the past.

If you talk to enough lenders that do office lending and they all shy away from the deal, that should tell you something.

Would it be helpful to connect on a call and talk through details of this property and laon types? 

I asked the question so I could make sure there weren't scenarios like this I wasn't considering.For context, I'm not talking about historical homes in places like Martha's Vineyard.

Ok lets talk about reality on a warp.. first off the buyer on a wrap has to acknowledge that if the underlying loan becomes due its their responsibility to cure it or they will lose their position.