But that honestly looks like it is all set up to try and be a banking solution (ie, get as many users keeping money in BaseLane's bank accounts so they can make that sweet sweet float on the interest.

I know you don't have money for a downpayment yet, but when you do, rent out rooms or buy a duplex or triplex and live in one side and rent out the others.  

COC will make you money now and appreciation will make you wealthy!

I want enough money coming in so the business can sustain itself when issues occur with maintenance or vacancy.If you wanted to do this with only 20% down ($46,000), which is all you need for a conventional loan, here is how the calculations change.Total mortgage + escrow $1,493.33 per month with cashflow reduced to $306.67 per month.I prefer to overestimate purchase price, interest rates, and homeowners’ insurance to be conservative.

I assume any painter / handyman doing your turnover could do that kind of touch up in almost no time for almost no money.  

I'll do this before my tenants move out however, my intention for this is so they can get the most of their money back.

Again, I used my parents but this time only as lenders of part of the money for the down payment.

Fortunately, we didn't lose money on this property but just broke even.

If you have a solid team and some money set aside it's doable

Are you using your own money for your flips or do you have a lender/investor that funds your flips?