Congrats  and keep you eye  on  refinancing  options  in the  future to improve on the mortgage  terms

Debt will eventually be cheaper most likely, and you can be opportunistic about refinancing or paying it down.

Refinancing is a PAIN in the but.

Note: you can use funds from your IRA or 401k for the 20% down payment.Have you looked into hard money then refinancing?

Have you considered refinancing?

Refinanced them both to get my money out but they only rent for $795 and $775 but property taxes are a little cheaper in AL. 

Thus I have not refinanced and completed my BRRR..I guess you could say my actual method is more of a BRRRSTRR, Buy, Rehab, Rent, Refi, STR, Repeat!

Here's the scenario -- we lived in our first home (3/1) for 15 years and during the pandemic cash-out refinanced at 2.7% 30-year fixed (have 28 years left), knowing we'd need to spend a lot to either rennovate or use as down payment if we moved.

With interest rates so low we have refinanced into several 15 year mortgages with the goal of quickly paying down/off a few properties.

Then I would consider refinancing your first property into a DSCR or conventional loan if you are stuck.