Thats pretty much exactly what im asking however I don't see why there would be any issue splitting the down payment and mortgage of a 4-unit multi family with someone else especially when you can both realize the full sec 121 benefit, the mortgage and property tax deductions, ect. 

Could be something that could really benefit other investors to understand better from a first hand perspective.   

On tax benefits, last year we had a tax loss on our MTR business that lowered our personal taxes by an amount equal to 20.8% of our MTR gross rental income.

Higher cash flow comes in later years as rents in tge market go up and you benefit from your low interest rate.

And, you don't have to be a real estate professional to take advantage of this benefit.

Making this particular bedroom bigger has three benefits: 1) bigger primary as I add ~100 sqft, 2) no need to change anything else except for face lift, 3) the garage is exactly below this bedroom and it's a single car garage, with this addition, it'll be two car tandem garage. 

You get the benefits of being close to all the recreation without the heavy snowfall. 

I bought my first 2 flat in Chicago in 2022 a 203k fha renovation loan, moved in early 2024. March 2025 will be my 2 year mark. Most of the renovations we did were upstairs for the tenants unit (duplex up). Added a be...

By find a solution to aid me for the mean time, like unemployment benefits etc.Please if you do comment with ideas or suggestions to be motivating.

You get 3 BIG benefits from doing this.