When I did an online search for commercial multifamily lenders, most have a minimum lending requirement of $1M and I don't need that much. 

Quickbooks online could work for what you need.  

Also, I'd lease out the other bedrooms for additional income as well as practice screening, leasing, and interpersonal comms.  

Recommended resources include books, podcasts, websites, forums, and online courses.

So many private practices can benefit from depreciation losses offsetting their active income.

I'm probably overthinking this, but is it common practice to provide any kind of cable TV or Netflix etc. in a STR?

He is the best and sells nothing.Your idea makes sense, but as you've seen with regulations, it won't work in practice for a short-term rental.I like @Dan H.'

If you catch these at the pre-foreclosure stage as slow pays or initially in default all the better as the bank has less in collection expense.You can still work out a discount but even buying at the payoff it can be profitable depending on the property value.You can practically force a lender to sell as it can fully indemnify them as a full payoff as demanded, continuing with a foreclosure becomes a rather vengeful act by the bank to punish a borrower, they don't want to go there.

If the awnser is better systems, what would be a practical way to resolve a situation like this.

It’s been a practical way to give my content the initial push it needed.