Hey Matthew - Rates can vary depending on the specific scenario—things like property value, LTV, cash flow, credit score, and whether or not you want to buy down the rate with points all play a role.

You could consider house hacking to reduce out of pocket expenses.It’s definitely an appreciation play not a cash flow play but with the federal government here appreciation is consistent - you won’t get super high appreciation like some places but also don’t get high depreciation as well.

I'm particularly passionate about multi-family.Outside of real estate, I enjoy singing (I do it professionally), and playing basketball (I do it for fun, lol).Excited to learn and connect with you all!

Broker will end up paying, if Saurabh Patel plays his cards right.

I'm really interested in see how the "Local Agent in Charge" plays out and if they really do go after agents / brokers if the property owners do not comply. 

This is where the power of leverage comes into play.

So you have 25k to play with right now, not 40k.

I guess I always played it safe because of the security blanket it offered me.

EvanThankfully I am 100% up to speed and educated now from learning from this person.I cannot believe how lucky I must have been over the past few years with my investments- its like literally flipping a coin 600+ times and was able to call the right one 95%+ of the time - I am just THAT lucky - I may go play mega millions. 

I have truly realized how realtors play an invaluable piece of this puzzle I am trying to put together.