Welcome, great community here on BP but also in-person in Central Texas, definitely encourage you to get involved in the lots of groups and events in the region!

Yes, that's a problem.As this thing has gone on, I realize that "AI" cannot be taught business ethics. 

I've walked their properties in-person, and their build quality is good.

Not talking about you personally.

I have personally invested in these types of properties in Alamance county.If you're open to STRs there's properties up and down the coast as well as lots of mountain vacation properties out West in places like Asheville, Boone, Hendersonville, Cherokee.

It's definitely tricky because you want to be considerate and you are also running a business.

I have two phones, one for business and one for personal.

From what I have researched they seem legitimate but the person I am working with is flakey, takes forever to answer questions so I thought I would see if anyone else had experience with this lender.  

I purchase the land from a local jeweler who I tracked down at his business and asked he was interested in selling.

There are very few lenders that will allow you to close in a personal name in FL.