I have read that roof mounted AC units have less maintenance requirements and are more efficient since they get to use gravity to feed the cold air (which likes to move down) through the ducts as opposed to basement/outside units that have to pump the cold air through the warm air. 

It'll give you a much better idea of the costs as opposed to estimating it yourself. 

However, I have seen with new construction, that side by side units require much less red tape to build new as opposed to a traditional "decker" style multi.   

As a result, my agent told me he “made a business decision to protect his client” and he followed the company policy to increase the deductible as opposed to keeping it at $1k which he told me would make my policy defunct, therefore...no policy.I responded that I made the decision to go with this insurance based on the quotes he gave me, and that the increased deductible felt to me, like a bait and switch.He responded with empathy and said that he has done his best and that we should get some quotes on fixing the hail damage.

I have focused my efforts in Bourbonnais IL, but am not as opposed as I was of branching out (only 3 SFR).

PROP 10 IS OPPOSED BY A BROAD, BIPARTISAN COALITION.

It will be imperative to your success that you begin to say, HOW CAN I, as opposed to I can’t.

We are also not opposed to taking part in a syndicated deal as long as the returns are good.So now for a few questions:1.

I pick a geothermal as opposed to the mini-split Charlie mentioned because you would not need to augment the system with oil or gas since they have the power to heat at sub zero temperatures. 

I would create this language Yourself as opposed to some vague thing they come up with.