@Cole Starin sometimes it makes sense to sell the WORST property in your portfolio.Another option is why do a LOC on the duplex, when you could just do a $100k cashout refi to pay off all your debt AND keep the property?

Sit back , let him build the house , and when its done , say " Thanks " You should check with a local land attorney and see what your options are 

Consider house hacking by purchasing a multi-family property with an FHA loan, or explore creative financing options like seller financing or partnering with private lenders.

@Kwanza Price - Syndications are a great options and even some QOZs. 

What was the quality like compared to local options?

I wish the appointment was with him... its with an attorney at his firm, hopefully this attorney has a lot of experience and gives we several legal options... not another sales pitch. 

I recommend that you find a trusted or recommended Mortgage Loan Originator (MLO), who can give you options for property-based loans (mostly investment loans) and they don't use your taxes but the P&L of the property.

I also worked with a great lender who helped navigate financing options, including my HELOC, to make the deal happen.

Right now I am just looking at my options, nowhere specific too specific.

There is 3-5% down payment options you can use.