I always look at the exit strategy for the property to determine which kind of Creative Finance I would use.

I’d be happy to connect and go over what I see my clients doing and what’s working, and what strategies are dead ends here. 

I’ve been exploring tools like Google Sheet calculators that are coded for accuracy and speed, allowing individuals to focus more on their strategies, acquisitions, and capital raising.So here’s my question to you:How did you master underwriting multifamily deals?

My duplex - built 1989, 2,060 sf, 2 bed/bath, 1 year old roof, value if I subdivide (county already approved) and sell each separately $150k each ($300k total)Investor duplex - built 1995, 2,300 sf, 2 bed/bath, 5 year old roof, value around $310kThe investors initial request was for an equal trade and they would pay realtor fees, which I replied wouldn't be equal due to buying/selling costs (recording fees, title insurance, closing fee, survey, inspections, loan fees, 1031 fees, accountant fees, repairs), taxes would increase due to new sale price, I'd trade a 3.75% mortgage for a higher one, and I'm on the 10th year of a 30 year loan so resetting that to a new loan would restart amortization and pay more towards interest.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

House hacking is an excellent strategy, especially with the potential to use an FHA loan to secure a property with a low down payment. 

Hello, Just wondering if anyone can help me figure out a lending strategy.

My interests lie in all areas of real estate, and I am eager to explore potential opportunities and gain insights into effective strategies.

It will give you a 30,000 feet view of real estate investing as a whole for different strategies and will allow you to find new ideas and to explore and see what works for you!

That’s okay—what’s important is understanding the "why" behind your investment decisions.While your accountant’s suggestion is a great starting point, make sure investing aligns with your own goals and situation—not just because someone else is enthusiastic about a particular strategy.