This would not be a good deal for me, but that's a very subjective question.2) Objectively you should refi for 30 years, but there are many subjective influences that can make 20 years the best choice for your personal situation.Sorry, this only qualifies your question!

Some of the other people in the program are having some luck working the ATL & PHO markets which is influencing where i will start doing some outreach but I figured i'd get more seasoned investors to share their take and maybe help me see some things from a different perspective.I know this system is not the most sustainable/scalable but seems to be the fastest way to get the ball rolling in terms of revenue as it's marketing is time consuming but free, basically just FB group outreach & direct messages.

so when I'm the sole voice saying "I dunno, maybe, actually no, this does NOT make sense, you shouldn't refinance if you're going to sell the home in 9 months (or whatever it is)" I very quickly become the go-to mortgage fact checker for that person's entire sphere of influence.

What you don't want to do, is to try and influence the appraiser.

thankfully the market went insane and i was able to make a profit even with my inexperience, BP definitely influenced all of my choices and in hindsight if i applied more of the tips i learned from listening to the podcast and reading all the books recommended i shouldn't have made half the mistakes but live and learn. on to the next one!

But if we do represent a large majority of purchasing behavior, how long do you think that influence will last?

It is even more challenging without a large sphere of influence but it is not impossible.

Realistically there are other factors which influence this (like interest rates, which obviously cannot go any lower).

I have helped a few people so far (Uk and Canada), non-citizens and have learned that the issue is not really the TK provider - at least not when it comes to the investment.The issues foreigners are facing are mainly in the area of financing (to take full advantage of the leverage and currently low-interest rates), corporate structure, as well as some TK provider behavior.On the financing and corporate structure, I was able to develop relationships I make available to my mentoring clients so we can overcome these hurdles, even though it takes some time and effort.On the TK behavior, it is harder because we all don't have much influence.

This is an opportunity I really don't want to mess up because I know whatever I choose now will greatly influence what comes after.