Normal home owners insurance covers the house, liability, a bunch of miscellaneous items, and all your stuff (furniture, clothing, appliances, etc etc).

would not surprise if younger kid would go back to live w/ their parent, would not surprise also if househacking would be more relevant as that's the only tools for homeowner to go against job losses ..... life may go to normal in 2025.

Anyone who has Home Owner's through Citizens has to have Flood now if the property is worth more than $600,000 and everyone else next year.

My property taxes doubled all at once because I lost the homestead (homeowner) exemption and the other exemptions since it became a rental property.

I call the last 7 days before the auction date "hell week" for a homeowner in foreclosure.

So it all depends on your leverage position.We have still been able to find cash flow on LTRs here in the Denver metro and surrounding areas, however, it usually involves a big value add, or buying a very poorly operated 5+ multifamily property where you aren't competing with homeowners or house hackers.

In such cases, personal liability will be cognizable without an extravagant effort by plaintiff-homeowners to “pierce the veil.”

I recently read that the City of San Jose will be the 1st to allow homeowners to sell their ADU separately from the primary.

I have about decided to require a “Morals and Ethics” quiz before signing on a homeowner.  

He seemed like the nicest guy, talking about helping the homeowner out with payments and how he is the nice guy on payoffs.