It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

(If it were mine I would try something like this)Are you seeking an alcohol free environment to live in?

But they were selling an expensive house in California and had horrible credit.

The previous tenant left a machine, you are free to use it but it is not landlord supplied and if anything happens, its on you the tenant.

My "middle" is close to my bottom price and I picked up another $75,000 of free equity, for a total of $198,000 free equity in 5 days on two properties in 2025. 

Vaughan, did you tell him he said he would do it for free?  

Those are people who have cash/credit and will lend to you if you have a good deal locked up. 

If you want to chat more, feel free to DM me.

Do you have a few go-to contractors who will walk properties for free in exchange for future work, or do you pay them upfront for their time?

Choosing a solution like that means missing out on significant opportunities to free up your time for what you do best while also foregoing the expertise of a tax professional who could provide substantial benefits—potentially saving you thousands of dollars.