Here’s the situation (personal details removed):The tenant reached out explaining that they’re going through financial difficulties due to an ongoing divorce and lack of child support.

I'm going to need a few more details.

From my view, neither property type (with the right features) suffers from the same potential downside appraisal risk as converting SFR or duplex.  

My CPA provides his clients with a spreadsheet that includes tabs, detailed instructions, and videos on how to use it.

Since you’re planning a mix of long-term and short-term rentals, keeping detailed records and setting up a solid system for managing finances early on will be key.

You can check with your state fair housing agency for details.”

You’ll learn a lot from others’ experiences and get answers to specific questions.2.Use the Networking Feature: Connect with other members in your area or those with similar investing interests.

One of the features I like from Pipedrive is that you can add multiple properties to an individual.

Local banks typically offer lower interest rates but might require a solid track record and detailed financials.

 @Raif Jochim without knowing details of each loan, I would almost always choose the primary home.