Make sure any lease agreement you use complies with Arizona's landlord-tenant laws, including required disclosures (like bed bug information, for example).If you're unsure, consulting with a local real estate attorney to review the agreement can provide peace of mind and ensure you're fully protected.

The virtual agency, The Real Estate CPA, was featured on Bigger Pockets and has their own podcast but I have not found any reviews for them. 

You can easily look them up on https://nmlsconsumeraccess.org/If they are a commercial lender, you may want to check for google reviews

The real estate community is full of experienced investors happy to share their knowledge.

What you CAN do is partner up with someone experienced and split the deal.

I'd be happy to review and price it out.

I'd be curious what they're experiencing. 

Would love to hear the community’s thoughts—especially from experienced landlords, property investors, or those who’ve explored fractional real estate investing before!

The automating of reviews I understand.

There are aggressive lenders out there with lower fees for experienced flippers.