Ideally web based, but would settle for a desktop application.

These are the ones that, at the simplest, compute the payment on a loan.

A calculator is here: http://www.ffiec.gov/ratespread/newcalc.aspx Bear in mind this does not compute for HOEPA status.

I copied and pasted it to my desktop.

. - when you get long-term rental property financing from a bank (either a conventional loan or a portfolio loan), they typically want you to have two years of experience owning rental property in order to give you credit for the rental income in computing your debt ratio (mthly obligations / mthly income).

So this data does not include large apartment complexes that usually have many amenities, such as pools, clubhouses, workout facilities, computer center, etc.

Without going to my computer to pull up the exact number...somewhere between 525 and 575.

I am looking for information from brokers who hit the pavement and dig deeper than using a computer.

Hello BP,I'd like to get opinions from fellow BP members on the following question.When a person first becomes a real estate agent, they have plenty of costs/expenses: both personal and business expenses.My question is: in order to be able to pay for costs like marketing, advertising, fees, phone, computer, rent, gas, car - how do you feel about a new real estate agent using debt to be able to pay for those costs and hold them over for a certain period of time until they're able to start cashing commission checks?

Send out 100 computer printed addresses and 100 handwritten addresses, and see for yourself which one gets a better response.