Very sorry to hear that :(What is the land value and also the replacement cost i.e. cost to rebuild a comparable unit?

@Nada MohamedI recommend that you speak with your accountant and several cost segregation firms to compare benefits and prices.

And of course, what metric do 99% of people compare themselves to...the illusion we see on social media where "it's easy to find yourself some off-market deals".

@Keegan Darby  To truly compare private lending to holding you'll want to pin down your ROI a bit more.

What are the pros and cons compared to other platforms? 

Also, try to find similar rental units in the same neighborhood to compare to so you have more of a rent range/conservative approach. 

Within the region, the City of San Diego also experienced a rise in its vacancy rate to 4.22%, compared to 2.64% last year.

Depreciation for what is left after bonus depreciation, the building itself, is indeed prorated, however it's a relatively minor factor compared to bonus.And read this post please, since there could be other things not mentioned by influencers: https://www.biggerpockets.com/forums/51/topics/1122635-the-s... 

I'd compare the blended rate with how much you could get with a refinance otherwise and tell you whether it's a better idea to go with a full refinance or the HELOC route.Feel free to PM me if you don't want to share this information on the public forum.

This website (https://www.affordablehousing.com/housing-authority-mi/) allows you to compare the average price, condition, and size of homes available for Section 8 rentals.