This explains why the builder doesn't respond. 

Once my architect produces plans, the bank will have my property and ADU plans appraised.

Bank Financing How did you add value to the deal?

Most US mortgages are based on 30 years and without assurance on insurance, why would banks continue to make mortgages in higher risk areas if the potential is complete loss?

Some hosts also accept bank transfers, but you’ll want to ensure payments clear well in advance of their stay.

(G) Acceptable forms of payment of Rent (including Additional Rent) are ___ personal check, ___ cashier’s check, ___ bank check, ___ money order, and ___ the following online/ACH payment methods ____________________.

Banks use the Net not the gross so it’s not what you make its what you show to the IRS.

Start by talking to a bank/loan officer to see how much you can borrow. 

I try not to involve banks (the cheapest money) you end up losing 45% of Potencial CF.New here but if your able to contact me we can talk more about creating Cash Flow.  

I would explain to them your process of handling requests, response times, property inspections, and so on.