I'm a residential real estate agent in Austin TX and work with investors for single family through small multifamily as well as owner occupied.

To answer your question about the 203k, yes this property would qualify in this scenario as long as the residential portion of the property is larger (51% or more) than the commercial space. 

Thinking to sell a rental house in Memphis for around $200k. Thinking to offer seller financing to increase interest in the property and I like some of the advantages of seller financing. Have never done this before. ...

The only mention of mobile homes I found is on page 13 of this document classifying them as “residential rental property.” https://www.irs.gov/pub/irs-pdf/p527.pdf 

Starting my real estate investment journey and using experience as a budding commercial/residential agent to guide my journey as well as the journey of others I interact with.

Use cash flow to pay personal bills (wife is pregnant and I want a safety net).Mid term: 4-10 residential properties over the next 3-5 years as capital allows.

I imagine that the property tax rate can be calculated quite differently with residential rental properties.

Double check on insurance costs for a 400k STVR not a regular residential home.

Hi Leah,The 5% is referencing the conventional loan which is a residential loan.

You're treading in RESPA-infested waters there and these are federal, not state regulations.Referral fees for ANY closing services on residential loans are strictly prohibited under RESPA regulations.