Anyplace else is a gamble and having cash if it gets much worse would make you feel like you're shopping for deals at the dollar store.  

Conversely, casinos and other gambling businesses, agriculture enterprises, religious and charitable organizations are ineligible.Business Interruption InsuranceMost policies exclude interruption for viruses.

For example I know in the UK that popular rental properties are more along the 0.5% rule, but property taxes are taken care of by the tenant as well as maintenance costs are much lower due to things like non shingle roofs, no grass, all brick solid structures, etc. so a portion of that 0.5% is made up in other areas.

2) I'm British so I follow the UK news and have seen articles about the mortgage market coming to a complete standstill: https://www.bbc.com/news/business-52106119 Some providers are no longer offering new loans or asking for a much larger downpayment.

So its a gamble that a COVID related blemish on my credit history followed by 2 years of perfect payments would be an issue. 

It's a gamble really - my term for it is the CGT - the Consumer Gambling Threshold - That is in fact the force that sets the appraisal fee, not the appraiser.

We had a guy who rented a 'bed' at the £400 quid/week flat we had in Earls Court London UK during my 4 year tour there with the Australian High Commission.

It is shocking to me that NYC REI would gamble on rapid appreciation over cash flow.

I wouldn't take a gamble on any single stock right now.

If there furloughed then I would tend to approve them but it might be considered a gamble to a certain degree.