Just some food for thought. 

We enjoy food and do deals. 

Several years ago, I barely had money for food when starting out, let alone to wholesale.

If you are new to real estate please don't discuss any potential deals that you are looking at unless you have them under contract or know the people you are discussing it with.No cost except your own food/drinks. 

We still have plenty of credit available and we use it on our daily expenses (i.e. food, gas, utilities) in order to gain some of the rewards but it tends to keep our credit available low.

Last year, we actually looked at 2 commercial properties, one pub, one fast food restaurant.

So we are refinancing our owner occupied 4 unit from fha to conventional w/cashout. Now our plan is to purchase a second property and house hack that as well but we’re being told we have to wait for our refi to ‘Seaso...

I'm really just throwing out food for thought.

Very helpful food for thought.

Find a way to work on larger deals, more readily available properties, and clients willing to take less yield.At the bottom of the food chain for price needed to purchase you tend to have wholesalers, then flippers to rehab and resale, then investors holding to rent and cash flow.Regular home buyers and sellers tend to trade at higher price points and more inventory on the market.After awhile then you work up into larger deals.