Please feel free to DM me. 

I specifically want to call out one of their Senior Accounts Associate, Charlotte Cunningham, who helped me through the process on my first purchase as I needed to buy a sizable amount of furniture quickly and she was able to help me make moves quickly...and didn't make me feel bad whatsoever when I pulled back a few items at the last minute I was able to find them cheaper elsewhere.

You're right in saying it's making me feel uncomfortable asking them to pay (which sounds odd).

You should invest where you feel you have a competitive advantage.

I’m not local, so I’m trying to get a feel for what it’s actually like making deals in this market right now.

With the cost of utilities and the level of comfort people feel is mandatory now there is no way I would want to be on the hook for it. 

Quote from @William Ferr: Quote from @Barry Ruby: Hi William, what are you looking to accomplish?

This included modernizing the kitchen with high-end appliances, upgrading bathrooms with spa-like features, and adding hardwood floors for a luxury feel Lessons learned?

Building homes always comes with surprises but the best part is that our clients don't feel any of that.

@Martti Eckert I live in Los Angeles and have done a handful of BRRRRs in Missouri so feel free to reach out with any lending related questions to pulling off BRRRRs in Ohio.