As Amazon is busy having a city selecting beauty pageant, Apple is quietly negotiating a deal in RTP, North Carolina.The Apple deal is 10,000 jobs and $2B investment.

How can you compare apples to apples that way?

You look at some of the biggest companies like Apple for instance and they borrow as much money as possible even though they have billions in the bank.

Not Starbucks, Whole Foods and an Apple store. 

I think Johnny will work on getting that lien lifted, and extend the option for the time being.  

Even if you manage it yourself, other investor's cash flow breakdowns often include PM, so make sure you are comparing apples to apples.If you are self-managing, those numbers seem pretty thin, but that may just be the reality of your market.

If you are doing a MF property that requires heavy lifting, then the equity splits may be very different from a stable property with optimum cash flow. 

Will you still have some bad apples, sure, but it will help prevent them.

That said, jumping from a triplex rehab to a 5-20 unit rehab is apples and oranges. 

And know what coverage you want, such as replacement cost, deductible, umbrella or not, etc.For my 16 unit MFH, I shopped around with 5 different carriers and went from $10k annual to $3800 for the same apples to apples coverage.