As for submitting an LOI without proof of funds, sellers may still consider it if you present a well-researched offer, highlight your experienced team, and provide a clear financing plan.

Thanks for any help you can provide! 

My thoughts as well.

A HELOC can help you get the cash as well.

Your strong foundation in the stock market and tech background positions you well for success in real estate investing.

Please note the information provided below is a layman's definition designed to provide a basic understanding for the general audience.

Based on the numbers you provided, these are well above the debt service coverage ratio of 1.25 hence from a lenders perspective, this is loanable.

Diversification Beyond the Stock Market: Real estate provides tangible, real-world value that helps hedge against market volatility—a crucial feature when building a resilient retirement portfolio.

Daniel attempted to get on the phone with me to “save” the deal and defend all of their processes as well.

It also includes managing your existing investment well to ensure you aren't bleeding money due to bad tenants, excess maintenance, etc.