This vital in today’s environment.This is useful to see if contractors come to work on time and what time they leave.

For both the applicant(s) and a co-signer, you want to understand their habits...financial, employment, legal, character, etc., as Bad habits in one area typically carry over to other areas, and will land you a poor Tenant (or co-signer) choice.

@Sandra HoI think people who have tendencies or habits tend to repeat them.

For books I would recommend theseSee if you can get a copy of The Millionnaire Real Estate Investor by Keller.The Slight Edge and Atomic Habits too.Thank you and I will add those to my list, atomic habits is coming up soon after a few others in line. 

Asking the right questions is vital to getting the right answer.

Cause if he learns bad habits now, like living above his means or not saving, they'll be hard to break.

You state that everything is equal but are concerned that not everything is equal...It's very possible to see a price spread like that even with comparable coverage but it's also vitally important you work with someone that has your back to make sure you understand your coverage before you'd have to use it.  

The protocol, my team tasks in situations like this would be the following: First, evaluate if the requested repair is truly cosmetic or if it impacts habitability.

Also, I don’t attend college and I do live at home, and as I also said in my reply to Caleb I have already considered and will be trying to implement more frugal spending habits to save up for the down payment I know I need.

With you being an out of state investor, I assume based off your Denver location, it is vital that your property manager does their due diligence beyond just getting a rental verification.