The vast majority of "regular" or traditional (Conv/Govt) mortgages are originated by specialty lenders and brokers and are sold in the secondary market to provide yield on bank balance sheets (think Chase or BoA) or to be securitized into MBS.

However, I would avoid neighborhoods where the vast majority of the homes are owner occupied and all of the homes are really well kept - you can do a quick search on county GIS or software and click on the homes to see if they are owned in personal names or LLCs. 

And even there, ready options exist where persons "could" do it all for pennies on the dollar of this prevailing fee structure and still that vast majority select the prevailing structure of things. 

If you would like to see the difference in websites, you can check out ours...the link is in my bio....it's a vast difference!

And for vast majority of persons delayed debt payments results in accruing debts, because they find they have less left to pay down than hoped.

Also, most of the new built are in the suburbs where there are vast amounts of land and probably they will keep developing around for many years to come.

It's challenging to distinguish between genuine advice and potential scams in the vast sea of information available online.

@Himateja Madala The STR world can be vastly different from LTR investments and they can consume a lot of your time.

Well, I wouldn’t go that far, people throw that word around too much these days but I would say they made a lot of promises that they haven’t kept and paint a very unrealistic picture with an extremely high pressure sales scheme that does a disservice to the vast majority of their students.

After Hurricane Sandy in NY the vast majority of the houses on the South Shore of Long Island were lifted through various government grant programs.