Especially one that includes a lot of untrained dogs.  

One of the things about being skilled in something is that to the untrained eye, it looks easy.

It's very difficult to un-train a tenant.  

I normally write off properties with converted garages or tacky additions, but this one was surprisingly well done and looks seamless to the untrained. 

Untrained animals are way worse.

Instead, they brought in 2 more children to the house, just had another baby (total of 5 now), their untrained large 2 dogs were attacking us on our own property which makes us feel unsafe and insecure on our own property that we own! 

From the point where you make an offer to the day you walk through the front door of your new property it seems to the untrained eye that there are a million things to be done from negotiations, contracts, titles, inspectors, agents and banks.

Imagine what untrained citizens with guns might do in a similar situation.

If such a manual did not exist, I suspect the CFPB examiner would just close the doors of the seller financier while they and their bosses decided how well done they wanted to roast him or her.From a small seller financier's point of view, ECOA presents a real challenge as preparing a Lending Policy and Procedure Manual that was actually legal and that was predictive of lending behavior is an almost impossible task for an untrained professional and it is not inexpensive to have done by a competent group (it takes a group) of professionals, especially given the new rules that are going into effect in January of 2014.

A couple folks got turned down, the dogs were too aggressive and untrained, that's a no-go.I know LLs just say no to pets, I think much of it is a bad rap on the dog by breed, insurance companies too.Of the millions of dogs and people, I would have thought deaths would have been in the hundreds considering all the hype against some breeds, really, 17 or 18?