If you did the refi 3 months after, it could trigger them to audit you.

I’ve heard different things like taking a Fannie Mae loan out then converting it to a LLC and the likelihood of triggering a due on sale clause is minimal.

The best piece of advice I can give is just pull the trigger.

In those instances, the title doesn't change hands, thus, the Due on Sale isn't triggered.

I got a notice saying "Don't worry, your payments will automatically be transferred to us", however my bank didn't recognize the new servicer's info and the payment didn't go through, making us late and again dinging our credit and triggering late fees. 

Sell too soon for tax reasons - and pull your hair watching this investment climb up while you no longer own it.Harvest investment gains or losses.

Talk to lender to find out how to transfer assets without triggering due on sale clause.Did I get all that right?

You just got to pull the trigger and learn as you go and adapt as issues come up.

They both are nurses and didn’t pull the trigger.  

Hi All, I am very new to the Real Estate investing game and haven't pulled the trigger on any properties yet.