There's always a trade off of time and dollars. 

There is roughly $275k left on the mortgage and its value is est $430k.We have a brokerage account w $300k that considered as discretionary investments because we also have 401k contributions and emergency savings.Our options we're reviewing:1) Do nothing.

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Then you have the Masterminds that cost 10 to 30k per year to be a member and those have folks in the trades and in the bizz  name brand gurus we all recognize..

Figure out ways to offset your living expenses or buy properties that you can add value to and then trade up within 3-4 years.2.

I can send you a free guest pass to our general meeting next week and you can network with a couple hundred local investors and meet all kinds of vendors with hard money, private money, trades, title and wholesalers.

And there are real estate text books, many used in business schools, as well as building trade books, magazines, youtube videos.

(If you don't have outdoor furniture - borrow it from some friends in trade for babysitting.)

I'm a licensed builder and have done just about everything imaginable in the construction trades. 

We would certainly want to have our basic needs covered, and the occasional emergency, and be inflation proof.