To generalize broadly, most who call themselves private or hard money lenders (or any of the other euphemisms for the same thing) typically originate first-position or (rarely) second-position performing real estate loans.

The typical fee they charge up-front is $4,000, but they were able to get $5,000 out of me because I was new and nieve to the commercial lending agency. 

@Christopher HeidrichRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

I like to compare services and packages before choosing any vendors, and thought this might be a good place to check for feedback. 

Sometimes people list on Airbnb but I think you're getting people who are expecting a typical vacation rental.

It typically pays out actual cash value (ACV) for damages.DP-2 (Broad Form): DP-2 policies provide more comprehensive coverage than DP-1, covering additional perils like burglary, freezing pipes, and falling objects.

I am a long-term investor, but I also provide services to long-term investors, so my advice is biased toward that option.  

In a typical home or apartment, HUD guidelines have been two people per bedroom. 

Many ServiceTechs cover this via a service call fee. 

In major cities I can get someone out for emergency service typically same day, even if I have to pay overtime for after hours work.